Baccarat Basics

Baccarat is a game that is played in high-limit areas of casinos. It is a simple game to learn, and it has a lower house edge than other casino games.

The players place bets on either the Player, Banker or Tie hand before cards are dealt. The aim is to get a total closest to nine.

Game rules

Baccarat is a card game where the player and banker are dealt two cards each. The winning hand is the one that gets closest to nine points. The croupier then announces the total of each hand. The losing bets are collected and the winning bets are paid even money. It is important to understand the rules of baccarat before playing it.

A winning banker hand pays out 1 to 1. However, a 5% commission is added to the payout. This reduces the payout odds to 19 to 20. A winning player hand pays out 2 to 1.

When the first two cards are dealt, the croupier will consult the tableau and determine whether the Player or Banker should draw a third card. If the initial hand is a 9 or 8, it is a “natural,” and no third card is drawn. If the hands total 0 to 5, the player must draw a third card.


Aside from the Banker, Player, and Tie bets, baccarat also offers several side bets. The most popular is the Either Pair, which pays 1:1. This bet is based on the idea that the first two cards of either the Banker or Player will match in number or suit. Another side bet is Dragon Bonus, which has a different payout structure but pays out 9:1.

The game is easy to play and can be enjoyed by players of all ages. The game is a casino table game, so there is always some risk associated with it, but the games are well regulated and safe to play. It’s important to limit your winnings and keep your losses in check. The three biggest rules to follow are limiting your daily betting amount, reading the line, and controlling your bet size. Also, avoid making Tie bets as they are a high-risk wager with a very low chance of winning.


Baccarat tables have from seven to 14 seats for players and a betting area. There are two hands of cards dealt: the Player’s and the Banker’s. All winning wagers get paid out before the next round begins. The game also features a number of side bets, with different payouts and odds of hitting them.

Some side bets offer high payouts, while others have low odds of landing and a high house edge. These include the Super Six Bet, which wins if the Banker Hand hits 6 points. Its payout is 12x the original bet amount.

Another popular baccarat variant is Duo Bao, which pays based on the poker value of the first two cards in the Player and Banker’s opening hand. The bet is known for its large payouts and a lower house edge than the standard baccarat bet. This bet is offered in some casinos, but not all.


Baccarat is a game of chance, and there are no betting systems that can guarantee a winning streak. However, there are some strategies that can help you maximize your wins and minimize your losses. For example, if you’re playing with a fixed budget, try to play short sessions and set a loss limit. This way, you won’t be tempted to chase your losses.

Another strategy is to use flat progressive betting systems that don’t scale your bet size with every loss. This is an effective baccarat strategy because it reduces your risk and increases your chances of winning.

Lastly, try to play games that use fewer decks. This will lower the house edge on the banker bet, and may make your gaming experience more consistent and enjoyable. Additionally, you can practice your strategy with free games offered by many online casinos. This will give you a feel for the game before spending your money. In addition, you can claim casino bonuses to boost your bankroll.