The Odds and Payouts of Baccarat


If you’re looking for a table game with few complexities and James Bond-style gambling fun, baccarat is the way to go. This game has three possible outcomes: a Player win, Banker win, or tie.

Two cards are dealt to the Player and Banker, and the highest total wins. Those closest to 9 will receive the largest payouts.

Game rules

The game rules of baccarat are similar to those of blackjack, but players don’t make any decisions before the cards are dealt. Instead, they place their wager on either Banker, Player, or Tie. Once the two hands are dealt, the score is determined by counting the number of cards in each hand. A nine equals a victory, while a seven is a defeat. All face cards and tens count as zero, while the ace equals one.

If a hand has a value of eight or nine from its initial deal, it is considered a “natural” and no additional cards are drawn. Likewise, if a banker’s hand has a value of six or seven, the dealer will stand. Players can also use positive or negative progression systems to increase or decrease their stakes depending on their luck. However, it is important to remember that chasing losses is often counterproductive. This is why the Martingale strategy should be avoided.


Baccarat is a game where the outcome of each hand is determined by a series of rules. If a player’s hand is closer to 8 or 9 than the banker’s, it wins. Otherwise, further cards are drawn until a winner is determined. If neither hand has a natural, the game ends and winning bets are paid off at a rate of 1 to 1.

In baccarat, players can place three types of wagers: a Player Bet, a Banker Bet or a Tie Bet. Each bet has a different payout and offers varying odds and house edges. The Banker bet has the lowest house edge and pays out 1:1, but winning bets are subject to a 5% commission. The Tie bet has a higher payout of 8 to 1, but it is not as likely to win as either the Banker or Player bet. There are also a few special side bets available, including the EZ Baccarat option that eliminates the 5% commission and has a higher payout for winning Banker Bets.


Baccarat is a popular casino card game that brings in $1.2 billion in revenue annually to Nevada casinos. It also has a large following outside of the United States, with fans in places like Macau. It’s important to understand the odds and payouts of baccarat to make the most out of your gaming experience.

Setting a budget before you play can help keep your losses and winnings in check. You should know how much you’re willing to spend and stick to it. This will keep you from getting carried away with excitement and making decisions that aren’t in your best interest.

There are several side bets in baccarat that offer varying payouts and odds. The most common are the Player/Banker bets and the Tie bet. The Player/Banker Pair is a bet on whether the banker or player’s hand will form a pair with their first two cards. This bet pays out 8 to 1 if the bet wins, but is unlikely to win.


Baccarat is a game of chance, but skill can help you maximize your winnings. You can try different betting systems, such as the 1-3-2-6 system, which helps players stretch their bankrolls and prevents them from making big bets on losing streaks. However, this strategy can also reduce how much you win. In addition, it does not address the issue of the 5% commission that comes with the Banker bet.

Some advanced players use pattern systems to minimize the house edge. These betting systems take advantage of the fact that shoes will zigzag between player and banker wins. They also identify double-win streaks, and when this occurs, they double their bets on the opposite hand.

Another popular baccarat strategy is the Martingale system, which requires players to increase their bet size after each loss. This can lead to significant losses over the long run, so it is important to set a bankroll and gambling limits before playing.